Dr. Ana P., DDS
Owner @ Desert Smiles Dental • Dental Practice
Term Loan • $125,000
ROI +28%
“Funds cleared in 6 days; the scanner paid off immediately.”
★★★★★
Welcome to Stratas
Where Growth Meets Capital
Fast and flexible financing for your business
SBA Loans - Term Loans - Revenue Based Financing - Line of Credit - Invoice Factoring
Apply Online
In Minutes
Decisions as fast as
24 hours
Receive Between
$250k-$16M
Your growth starts here.
Choose from our funding options below.
Explore all funding options
Capital for what’s next.
Our expert team funds your growth, and unlocks market dominance.
Tailored for established founders ready to scale.
Funding range $250k–$16M
Funds in 24–48 hours
Answer Questions Below
Stratas makes business financing simple — no hard credit checks
Minimal paperwork, clear requirements, quick outcomes.
Step 1
Start our secure application and get prequalified for up to $6M.
Takes ~3–5 minutes. No hard credit checks to see options.
Apply Now
Stratas makes business financing simple — no hard credit checks
Minimal paperwork, clear requirements, quick outcomes
20 Business Owners on Stratas Funding
What they funded, how they used it, and what happened next.
-
-
Mike R.
Owner @ North Star HVAC • HVAC
Line of Credit • $85,000 ROI +14%“The LOC covered parts and payroll; we said yes to every call.”
★★★★★ -
Alicia T.
GM @ Precision Auto Body • Auto Body Repair
MCA • $90,000 ROI +3 bays/day“New booth, OEM stock, faster cycle times. Worth it.”
★★★★☆ -
Jamal K.
Ops Lead @ EastGate Logistics • Logistics
Invoice Factoring • $250,000 ROI DSO → ~3 days“No more waiting on receivables; fuel and payroll stayed covered.”
★★★★★ -
Sonia L., CPA
Principal @ LedgerLine • Accounting
SBA 7(a) • $150,000 ROI +23% MRR“SBA terms fit our hires and brought retainers in steady.”
★★★★★ -
Carina D.
GM @ Riverside Inn • Hospitality
Term Loan • $180,000 ROI +11% RevPAR“Refreshed rooms, tuned listings; occupancy popped by month two.”
★★★★★ -
Evan S.
Co‑Founder @ Peak Labs • Consumer Products / eCommerce
Line of Credit • $120,000 ROI +32% (2 drops)“Inventory built, creators booked—launches ran clean with no stockouts.”
★★★★★ -
Marco V.
Owner @ Carmine Trattoria • Restaurant
Line of Credit • $75,000 ROI +15% weekend covers“Hood fixed, team retrained, weekends climbed again.”
★★★★★ -
Ricky B.
Owner @ BlueSeal Plumbing • Plumbing
Term Loan • $95,000 ROI +27% avg. ticket“Trenchless kit + LSA gave us bigger tickets fast.”
★★★★★ -
Dr. Owen M., OD
Owner @ ClearView Optometry • Optometry
SBA 7(a) • $110,000 ROI +21% ARPU“Diagnostics upgraded; recall turned into steady bookings.”
★★★★★ -
Paul G.
Founder @ Cobalt Fabrication • Manufacturing/Fabrication
SBA 7(a) • $220,000 ROI +16% margin“CNC + safety upgrades made quotes tighter and shipping on time.”
★★★★★ -
Nora V., Esq.
Partner @ Vargas Law • Law Firm
Line of Credit • $70,000 ROI +18% signed cases“We fronted case costs and kept files moving.”
★★★★☆ -
Kira J.
Owner @ Southside Threads • Retail/Apparel
Term Loan • $65,000 ROI +29% holiday sales“We stocked deep and VIP SMS turned into real December lifts.”
★★★★★ -
Luis & Mei
Co‑Founders @ TurnKey 3PL • 3PL/Warehousing
Invoice Factoring • $200,000 ROI +31% capacity“We onboarded a fast‑growing brand without starving ops.”
★★★★★ -
Tanya R.
Owner @ Volt Electric • Electrical Contractor
Term Loan • $90,000 ROI −17% rework“Lifts + dispatch software tightened schedules and cut rework.”
★★★★☆ -
Mila C.
Director @ Shoreline Med Spa • Med Spa
Term Loan • $140,000 ROI +58% memberships“Two devices + memberships made bookings steady, not spiky.”
★★★★★ -
Dr. Kate H., DVM
Owner @ BridgeVet • Veterinary Clinic
SBA 7(a) • $130,000 ROI −11 min wait“New ultrasound and a smoother check‑in cut wait times.”
★★★★★ -
Sean W.
Owner @ Frontier Roofing • Roofing
Line of Credit • $100,000 ROI −4 days cycle“Storm week hit; materials were ready and crews stayed busy.”
★★★★☆ -
Priya N.
CEO @ NorthBridge IT • Managed IT / MSP
Term Loan • $80,000 ROI +7 retainers“Two techs and security certs opened bigger retainers.”
★★★★★ -
Diego & Sara
Owners @ Sunset Street Eats • Food Truck
MCA • $55,000 ROI +34% sales“Second truck and local ads doubled weekend lines.”
★★★★★
Talk to Your Local Lending Office
Direct access to your local office. Real people, fast follow-up, and candid guidance. We’ll sort the choices, map requirements, and structure terms around your needs—cash flow, timing, and risk. Our focus is your best outcome. Speak with our Lima, OH office using the contact info below.
Monday–Friday: 9am–5pm Eastern Standard Time
Book a call
2,500+
Small Businesses Funded
Helping small businesses grow by funding what’s next
$100M+
In Funding
Provided since 2022
Customer Rating
Thousands of satisfied customers
20 Business Owners on Stratas Funding
What they funded, how they used it, and what happened next.
-
Dr. Ana P., DDS
Owner @ Desert Smiles Dental • Dental Practice
Term Loan • $125,000 ROI +28%“Funds cleared in 6 days; the scanner paid off immediately.”
★★★★★ -
Mike R.
Owner @ North Star HVAC • HVAC
Line of Credit • $85,000 ROI +14%“The LOC covered parts and payroll; we said yes to every call.”
★★★★★ -
Alicia T.
GM @ Precision Auto Body • Auto Body Repair
MCA • $90,000 ROI +3 bays/day“New booth, OEM stock, faster cycle times. Worth it.”
★★★★☆ -
Jamal K.
Ops Lead @ EastGate Logistics • Logistics
Invoice Factoring • $250,000 ROI DSO → ~3 days“No more waiting on receivables; fuel and payroll stayed covered.”
★★★★★ -
Sonia L., CPA
Principal @ LedgerLine • Accounting
SBA 7(a) • $150,000 ROI +23% MRR“SBA terms fit our hires and brought retainers in steady.”
★★★★★ -
Carina D.
GM @ Riverside Inn • Hospitality
Term Loan • $180,000 ROI +11% RevPAR“Refreshed rooms, tuned listings; occupancy popped by month two.”
★★★★★ -
Evan S.
Co‑Founder @ Peak Labs • Consumer Products / eCommerce
Line of Credit • $120,000 ROI +32% (2 drops)“Inventory built, creators booked—launches ran clean with no stockouts.”
★★★★★ -
Marco V.
Owner @ Carmine Trattoria • Restaurant
Line of Credit • $75,000 ROI +15% weekend covers“Hood fixed, team retrained, weekends climbed again.”
★★★★★ -
Ricky B.
Owner @ BlueSeal Plumbing • Plumbing
Term Loan • $95,000 ROI +27% avg. ticket“Trenchless kit + LSA gave us bigger tickets fast.”
★★★★★ -
Dr. Owen M., OD
Owner @ ClearView Optometry • Optometry
SBA 7(a) • $110,000 ROI +21% ARPU“Diagnostics upgraded; recall turned into steady bookings.”
★★★★★ -
Paul G.
Founder @ Cobalt Fabrication • Manufacturing/Fabrication
SBA 7(a) • $220,000 ROI +16% margin“CNC + safety upgrades made quotes tighter and shipping on time.”
★★★★★ -
Nora V., Esq.
Partner @ Vargas Law • Law Firm
Line of Credit • $70,000 ROI +18% signed cases“We fronted case costs and kept files moving.”
★★★★☆ -
Kira J.
Owner @ Southside Threads • Retail/Apparel
Term Loan • $65,000 ROI +29% holiday sales“We stocked deep and VIP SMS turned into real December lifts.”
★★★★★ -
Luis & Mei
Co‑Founders @ TurnKey 3PL • 3PL/Warehousing
Invoice Factoring • $200,000 ROI +31% capacity“We onboarded a fast‑growing brand without starving ops.”
★★★★★ -
Tanya R.
Owner @ Volt Electric • Electrical Contractor
Term Loan • $90,000 ROI −17% rework“Lifts + dispatch software tightened schedules and cut rework.”
★★★★☆ -
Mila C.
Director @ Shoreline Med Spa • Med Spa
Term Loan • $140,000 ROI +58% memberships“Two devices + memberships made bookings steady, not spiky.”
★★★★★ -
Dr. Kate H., DVM
Owner @ BridgeVet • Veterinary Clinic
SBA 7(a) • $130,000 ROI −11 min wait“New ultrasound and a smoother check‑in cut wait times.”
★★★★★ -
Sean W.
Owner @ Frontier Roofing • Roofing
Line of Credit • $100,000 ROI −4 days cycle“Storm week hit; materials were ready and crews stayed busy.”
★★★★☆ -
Priya N.
CEO @ NorthBridge IT • Managed IT / MSP
Term Loan • $80,000 ROI +7 retainers“Two techs and security certs opened bigger retainers.”
★★★★★ -
Diego & Sara
Owners @ Sunset Street Eats • Food Truck
MCA • $55,000 ROI +34% sales“Second truck and local ads doubled weekend lines.”
★★★★★
How to Apply for Funding
-
Fill Out the Form to Get Pre-Qualified
Complete the short form below with basic business info so we can pre-check eligibility fast.
-
Submit Your Application
Upload bank statements and ID, then finalize your application for underwriting review.
-
Receive Funding Offers
Compare offers and terms. Your specialist will help you choose the best fit for cash flow.
-
Get Funded
Finalize docs and receive capital—often within 24–48 hours after approval and verification.
Stratas — Where Capital Meets Growth
Capital Deployment Strategy. Funding with a plan.
We line up the right term loan or access to capital and a simple month-by-month plan: what the money buys, when it’s used, and what we expect back. Think marketing that fills the calendar, software that saves hours, faster payments, and weekly check-ins so nothing drifts.
Term Loan / Access to Capital
For acquisitions, expansion, and working capital—with a plan behind every dollar.
$250,000 – $6,000,000typical funding range
- Move quickly at competitive rates so you can secure the deal, equipment, or build-out.
- Milestone releases + weekly reviews—you draw only what you need, when you need it.
- SBA options (7(a), 504) Longer Terms Up to 16M
Why this works
Money alone doesn’t fix growth—how you spend it does. We help you decide where each dollar goes and how it comes back.
Every engagement runs on a weekly cadence: owners, targets, and a simple scorecard. You stay in control and see progress in real time.
- 2,500+businesses served
- $100M+funded
- USAnationwide coverage
- SBApartnered programs
How we deploy capital
-
Marketing (B2B & B2C)Ads and content that bring in qualified leads; CRM follow-ups that turn them into booked work.
-
Operational SoftwareCRM, quoting, scheduling, and service tools built around how you sell and deliver.
-
AI SystemsPhone/chat that answers and follows up, writing assistants for outreach, and simple dashboards for decisions.
-
AutomationsAutomatic handoffs and reminders so tasks happen on time without extra headcount.
-
PaymentsModern processing that releases funds fast and lowers fees—your cash stays in play.
-
Executive ConsultingClear owners, weekly reviews, and 3–5 KPIs that keep momentum.
- SBA Loans (7(a) & 504)
- Lines of Credit
- Revenue-Based Financing (MCA)
- Invoice Factoring
Available nationwide.
Multi-Location Dental Group
We deployed $1.0M across paid media, outbound, CRM clean-up, phone AI, and simple automations. The weekly scorecard tracked booked visits, show rate, and revenue per visit. Funds were released in stages only when each step was ready.
- Payback: ~7 months
- 12-month return: ~2.5× (about +$1.5M net)
- Cost per new patient: down ~18%
- Funds held: none—modern payments
How It Works
-
Fill Out the Form to Get Pre-Qualified
Complete the short form below with basic business info so we can pre-check eligibility fast.
-
Submit Your Application
Upload bank statements and ID, then finalize your application for underwriting review.
-
Receive Funding Offers
Compare offers and terms. Your specialist will help you choose the best fit for cash flow.
-
Get Funded
Finalize docs and receive capital—often within 24–48 hours after approval and verification.
Stratas — Where Capital Meets Growth
Capital Deployment Strategy Funding with a plan.
We line up the right term loan or access to capital and a simple month-by-month plan: what the money buys, when it’s used, and what we expect back. Think marketing that fills the calendar, software that saves hours, faster payments, and weekly check-ins so nothing drifts.
Term Loan / Access to Capital
For acquisitions, expansion, and working capital—with a plan behind every dollar.
$250,000 – $6,000,000typical funding range
- Move quickly at competitive rates so you can secure the deal, equipment, or build-out.
- Milestone releases + weekly reviews—draw only what you need, when you need it.
- SBA options (7(a), 504) when longer terms or larger projects make sense.
Why this works
Money alone doesn’t fix growth—how you spend it does. We help decide where each dollar goes and how it comes back.
Every engagement runs on a weekly cadence: clear owners, simple targets, and a short scorecard. You stay in control and see progress in real time.
- 2,500+businesses served
- $100M+funded
- USAnationwide coverage
- SBApartnered programs
How we deploy capital
-
Marketing (B2B & B2C)Ads and content that bring in qualified leads; CRM follow-ups that turn them into booked work.
-
Operational SoftwareCRM, quoting, scheduling, and service tools built around how you sell and deliver.
-
AI SystemsPhone/chat that answers and follows up, writing assistants for outreach, and simple dashboards for decisions.
-
AutomationsAutomatic handoffs and reminders so tasks happen on time without extra headcount.
-
PaymentsModern processing that releases funds fast and lowers fees—your cash stays in play.
-
Executive ConsultingClear owners, weekly reviews, and 3–5 KPIs that keep momentum.
Deployment playbook
- Validate: Baseline economics, capacity, and constraints.
- Build: Creative, funnel, CRM, and AI/automation builds.
- Launch: Phase-gated spend with benchmarks and guardrails.
- Optimize: Weekly scorecards & rapid A/B iteration.
- Scale: Expand channels and headcount against payback windows.
Multi-Location Dental Group
Objective: Grow new-patient production while reducing no-shows and admin load.
Before
- Fragmented leads & CRM
- Slow responses (mins/hours)
- No-show rate ~21%
After (12 mo)
- Unified CRM + Phone AI
- Responses in seconds
- No-show rate ~9%
- Deployed: $1.0M across media, outbound, CRM clean-up, Phone AI, automations
- Payback: ~7 months
- 12-month return: ~2.5× (about +$1.5M net)
- Funds held: none—modern payments